@font-face {
  font-family: 'Sora';
  src: url('fonts/Sora-Variable.woff2') format('woff2-variations');
  font-weight: 100 800;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Source Sans 3';
  src: url('fonts/SourceSans3-Variable.woff2') format('woff2-variations');
  font-weight: 200 900;
  font-style: normal;
  font-display: swap;
}

    :root {
      --P: #2C6EAF;
      --Pd: #1d5290;
      --S: #E6F1FB;
      --A: #00BFA5;
      --Ad: #009e87;
      --bg: #F7F9FC;
      --tx: #2B2D42;
      --CTA: #FF7A00;
      --CTAd: #e06a00;
      --bdr: #D9E1E8;
      --W: #ffffff;
      --mu: #6b7280;
      --r6: 6px;
      --r10: 10px;
      --r16: 16px;
      --sh1: 0 1px 4px rgba(44, 110, 175, .08);
      --sh2: 0 4px 18px rgba(44, 110, 175, .13);
    }

    *,
    *::before,
    *::after {
      box-sizing: border-box;
      margin: 0;
      padding: 0
    }

    html {
      scroll-behavior: smooth
    }

    body {
      font-family: 'Source Sans 3', sans-serif;
      background: var(--bg);
      color: var(--tx);
      font-size: 16px;
      line-height: 1.65
    }

    h1,
    h2,
    h3,
    h4 {
      font-family: 'Sora', sans-serif;
      line-height: 1.25;
      color: var(--tx)
    }

    a {
      color: var(--P);
      text-decoration: none
    }

    a:hover {
      text-decoration: underline
    }

    /* ─── NAV ─── */
    nav {
      background: var(--W);
      border-bottom: 1.5px solid var(--bdr);
      position: sticky;
      top: 0;
      z-index: 500;
      box-shadow: var(--sh1)
    }

    .ni {
      max-width: 1180px;
      margin: 0 auto;
      padding: 0 1.25rem;
      height: 60px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: .75rem
    }

    .logo {
      display: flex;
      align-items: center;
      gap: 9px;
      cursor: pointer;
      flex-shrink: 0;
      text-decoration: none
    }

    .logo-ico {
      width: 34px;
      height: 34px;
      background: var(--P);
      border-radius: 7px;
      display: flex;
      align-items: center;
      justify-content: center
    }

    .logo-ico svg {
      width: 19px;
      height: 19px
    }

    .logo-tx {
      font-family: 'Sora', sans-serif;
      font-size: 1.1rem;
      font-weight: 700;
      color: var(--tx);
      letter-spacing: -.02em
    }

    .logo-tx em {
      font-style: normal;
      color: var(--P)
    }

    .logo:hover,
    .logo:hover .logo-tx {
      text-decoration: none !important
    }

    .nl {
      display: flex;
      align-items: center;
      gap: 2px;
      list-style: none;
      flex-wrap: nowrap
    }

    .ni-it {
      position: relative
    }

    .ni-btn,
    .ni-lnk {
      display: flex;
      align-items: center;
      gap: 3px;
      padding: .35rem .6rem;
      border-radius: var(--r6);
      font-size: .83rem;
      font-weight: 600;
      color: var(--tx);
      cursor: pointer;
      background: none;
      border: none;
      font-family: 'Source Sans 3', sans-serif;
      transition: background .13s, color .13s;
      white-space: nowrap;
      text-decoration: none
    }

    .ni-btn:hover,
    .ni-lnk:hover,
    .ni-btn.act,
    .ni-lnk.act {
      background: var(--S);
      color: var(--P);
      text-decoration: none
    }

    .chv {
      width: 10px;
      height: 10px;
      opacity: .45;
      transition: transform .2s;
      flex-shrink: 0
    }

    .ni-it.open .chv {
      transform: rotate(180deg)
    }

    /* Dropdown – controlled by JS */
    .dd {
      position: absolute;
      top: calc(100% + 5px);
      left: 50%;
      transform: translateX(-50%) translateY(-4px);
      background: var(--W);
      border: 1.5px solid var(--bdr);
      border-radius: var(--r10);
      min-width: 230px;
      box-shadow: var(--sh2);
      z-index: 600;
      opacity: 0;
      pointer-events: none;
      transition: opacity .15s, transform .15s;
      padding: .3rem 0;
      max-height: 80vh;
      overflow-y: auto
    }

    .dd.open {
      opacity: 1;
      pointer-events: all;
      transform: translateX(-50%) translateY(0)
    }

    .dd a {
      display: block;
      padding: .45rem .95rem;
      font-size: .83rem;
      color: var(--tx);
      transition: background .1s, color .1s
    }

    .dd a:hover {
      background: var(--S);
      color: var(--P);
      text-decoration: none
    }

    .dd-head {
      padding: .5rem .95rem .2rem;
      font-size: .7rem;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: .07em;
      color: var(--mu);
      border-top: 1px solid var(--bdr);
      margin-top: .2rem
    }

    .dd-head:first-child {
      border-top: none;
      margin-top: 0
    }

    .mob-btn {
      display: none;
      background: var(--P);
      color: white;
      border: none;
      border-radius: var(--r6);
      padding: .38rem .55rem;
      cursor: pointer;
      font-size: 1rem;
      line-height: 1
    }

    #mob {
      display: none;
      background: var(--W);
      border-top: 1px solid var(--bdr);
      padding: .5rem 1.25rem 1rem;
      overflow-y: auto;
      max-height: 80vh
    }

    .mob-cat {
      font-weight: 700;
      font-size: .78rem;
      text-transform: uppercase;
      letter-spacing: .06em;
      color: var(--mu);
      padding: .55rem 0 .2rem;
      margin-top: .4rem;
      border-top: 1px solid var(--bdr)
    }

    .mob-cat:first-child {
      border-top: none
    }

    #mob a {
      display: block;
      padding: .35rem 0 .35rem .6rem;
      border-bottom: 1px solid var(--bdr);
      color: var(--P);
      font-size: .875rem;
      font-weight: 600
    }

    #mob a.top {
      color: var(--tx);
      font-weight: 700;
      padding-left: 0
    }

    /* ─── HERO ─── */
    .hero {
      background: linear-gradient(135deg, var(--P) 0%, #1a4f8a 100%);
      color: #fff;
      padding: 5rem 1.5rem 4.5rem;
      text-align: center;
      position: relative;
      overflow: hidden
    }

    .hero::before {
      content: '';
      position: absolute;
      top: -60px;
      right: -80px;
      width: 310px;
      height: 310px;
      background: rgba(0, 191, 165, .12);
      border-radius: 50%
    }

    .hero::after {
      content: '';
      position: absolute;
      bottom: -80px;
      left: -50px;
      width: 240px;
      height: 240px;
      background: rgba(255, 122, 0, .1);
      border-radius: 50%
    }

    .hi {
      max-width: 700px;
      margin: 0 auto;
      position: relative;
      z-index: 1
    }

    .badge {
      display: inline-block;
      background: rgba(0, 191, 165, .2);
      border: 1px solid rgba(0, 191, 165, .38);
      color: #7ef5e8;
      font-size: .75rem;
      font-weight: 600;
      letter-spacing: .07em;
      text-transform: uppercase;
      padding: .28rem .9rem;
      border-radius: 100px;
      margin-bottom: 1.2rem
    }

    .hero h1 {
      font-size: clamp(1.8rem, 5vw, 2.6rem);
      font-weight: 700;
      color: #fff;
      margin-bottom: .9rem;
      letter-spacing: -.02em
    }

    .hero h1 em {
      font-style: normal;
      color: #7ef5e8
    }

    .hero>div>p {
      font-size: 1.02rem;
      color: rgba(255, 255, 255, .8);
      max-width: 510px;
      margin: 0 auto 1.9rem
    }

    .btn-cta {
      display: inline-block;
      background: var(--CTA);
      color: #fff;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: .92rem;
      padding: .78rem 1.8rem;
      border-radius: var(--r10);
      transition: background .13s, transform .1s
    }

    .btn-cta:hover {
      background: var(--CTAd);
      transform: translateY(-1px);
      color: #fff;
      text-decoration: none
    }

    .hs {
      display: flex;
      justify-content: center;
      gap: 2.25rem;
      margin-top: 2.75rem;
      flex-wrap: wrap
    }

    .hs div {
      text-align: center
    }

    .hs strong {
      display: block;
      font-family: 'Sora', sans-serif;
      font-size: 1.5rem;
      font-weight: 700;
      color: #fff
    }

    .hs span {
      font-size: .8rem;
      color: rgba(255, 255, 255, .68)
    }

    /* ─── SECTIONS ─── */
    section {
      padding: 3.5rem 1.5rem
    }

    .si {
      max-width: 1180px;
      margin: 0 auto
    }

    .slbl {
      display: inline-block;
      color: var(--P);
      font-size: .75rem;
      font-weight: 600;
      letter-spacing: .08em;
      text-transform: uppercase;
      margin-bottom: .35rem
    }

    .stit {
      font-size: clamp(1.35rem, 3vw, 1.9rem);
      font-weight: 700;
      margin-bottom: .5rem;
      letter-spacing: -.01em
    }

    .ssub {
      color: var(--mu);
      font-size: .95rem;
      max-width: 510px;
      margin-bottom: 2.1rem
    }

    /* ─── HOME CATS ─── */
    .cat-sec {
      background: var(--W)
    }

    .cg {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1.1rem
    }

    .cc {
      background: var(--bg);
      border: 1.5px solid var(--bdr);
      border-radius: var(--r16);
      padding: 1.5rem 1.3rem;
      cursor: pointer;
      transition: border-color .13s, box-shadow .13s, transform .13s;
      position: relative;
      overflow: hidden
    }

    .cc::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 3px;
      background: var(--cc, var(--P));
      opacity: 0;
      transition: opacity .13s
    }

    .cc:hover {
      border-color: var(--P);
      box-shadow: var(--sh2);
      transform: translateY(-3px)
    }

    .cc:hover::before {
      opacity: 1
    }

    .ci {
      width: 44px;
      height: 44px;
      border-radius: var(--r10);
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: .8rem;
      font-size: 1.3rem
    }

    .cc h3 {
      font-size: 1rem;
      font-weight: 700;
      margin-bottom: .28rem
    }

    .cc>p {
      font-size: .83rem;
      color: var(--mu);
      line-height: 1.5;
      margin-bottom: .7rem
    }

    .cat-lnk {
      font-size: .82rem;
      font-weight: 600;
      color: var(--P)
    }

    .subls {
      display: flex;
      flex-direction: column;
      gap: .15rem;
      margin-top: .6rem
    }

    .subls a {
      font-size: .82rem;
      font-weight: 600;
      color: var(--P);
      padding: .22rem 0;
      border-bottom: 1px solid var(--bdr);
      display: flex;
      align-items: center;
      gap: .3rem
    }

    .subls a:last-child {
      border-bottom: none
    }

    .subls a::before {
      content: '›';
      opacity: .45
    }

    .subls a:hover {
      color: var(--Pd);
      text-decoration: none
    }

    /* ─── HOW ─── */
    .how-sec {
      background: var(--S)
    }

    .hg {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(185px, 1fr));
      gap: 1.1rem;
      margin-top: 2rem
    }

    .hc {
      background: var(--W);
      border-radius: var(--r16);
      padding: 1.5rem 1.3rem;
      border: 1.5px solid var(--bdr)
    }

    .hn {
      width: 32px;
      height: 32px;
      background: var(--P);
      color: #fff;
      border-radius: 50%;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: .88rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: .8rem
    }

    .hc h4 {
      font-size: .94rem;
      font-weight: 700;
      margin-bottom: .3rem
    }

    .hc p {
      font-size: .83rem;
      color: var(--mu)
    }

    /* ─── TRUST ─── */
    .trust-sec {
      background: var(--W)
    }

    .tg {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(195px, 1fr));
      gap: 1rem;
      margin-top: 2rem
    }

    .ti {
      display: flex;
      align-items: flex-start;
      gap: .8rem;
      padding: 1rem;
      background: var(--bg);
      border-radius: var(--r10);
      border: 1.5px solid var(--bdr)
    }

    .tic {
      flex-shrink: 0;
      width: 36px;
      height: 36px;
      background: var(--S);
      border-radius: var(--r6);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem
    }

    .ti h4 {
      font-size: .87rem;
      font-weight: 700;
      margin-bottom: .12rem
    }

    .ti p {
      font-size: .79rem;
      color: var(--mu)
    }

    /* ─── NEWSLETTER ─── */
    .nl-sec {
      background: var(--W);
      border-top: 1.5px solid var(--bdr)
    }

    .nl-box {
      max-width: 720px;
      margin: 0 auto;
      padding: 3rem 1.5rem
    }

    .nl-box h2 {
      font-size: clamp(1.4rem, 3vw, 1.9rem);
      font-weight: 700;
      margin-bottom: 1rem;
      letter-spacing: -.01em
    }

    .nl-box>p {
      color: var(--mu);
      font-size: .97rem;
      line-height: 1.7;
      margin-bottom: 1.75rem
    }

    /* KlickTipp Form Overrides */
    #form-350671-wrapper {
      width: 100%
    }

    #ktv2-form-350671 {
      display: flex;
      flex-direction: column;
      gap: 1rem
    }

    #ktv2-form-350671 .ktv2-form-element label {
      display: none
    }

    #ktv2-form-350671 #FormField_EmailAddress {
      width: 100%;
      padding: .85rem 1rem .85rem 3rem;
      border: 1.5px solid var(--bdr);
      border-radius: var(--r10);
      font-size: 1rem;
      font-family: 'Source Sans 3', sans-serif;
      color: var(--tx);
      background: var(--bg) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='2' y='4' width='20' height='16' rx='2'/%3E%3Cpath d='m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7'/%3E%3C/svg%3E") no-repeat .9rem center;
      transition: border-color .15s
    }

    #ktv2-form-350671 #FormField_EmailAddress:focus {
      outline: none;
      border-color: var(--P);
      background-color: var(--W)
    }

    #ktv2-form-350671 .ktv2-form-dsgvocheckbox {
      display: flex;
      align-items: flex-start;
      gap: .6rem
    }

    #ktv2-form-350671 .ktv2-dsgvo-checkbox {
      flex-shrink: 0;
      width: 18px;
      height: 18px;
      accent-color: var(--P);
      margin-top: 3px;
      cursor: pointer
    }

    #ktv2-form-350671 .ktv2-form-dsgvocheckbox label {
      font-size: .82rem;
      color: var(--mu);
      cursor: pointer;
      line-height: 1.5
    }

    #ktv2-form-350671 .ktv2-form-dsgvocheckbox a {
      color: var(--P)
    }

    #ktv2-form-350671 #FormSubmit {
      width: 100%;
      padding: .9rem 1.5rem;
      background: var(--CTA);
      color: #fff;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: 1rem;
      border: none;
      border-radius: var(--r10);
      cursor: pointer;
      transition: background .15s;
      letter-spacing: .01em
    }

    #ktv2-form-350671 #FormSubmit:hover {
      background: var(--CTAd)
    }

    /* ─── SUB HERO ─── */
    .sub-hero {
      background: var(--W);
      border-bottom: 1.5px solid var(--bdr);
      padding: 2rem 1.5rem 1.75rem
    }

    .shi {
      max-width: 1180px;
      margin: 0 auto
    }

    .bc {
      font-size: .78rem;
      color: var(--mu);
      margin-bottom: .7rem;
      display: flex;
      align-items: center;
      gap: 4px;
      flex-wrap: wrap
    }

    .bc a {
      color: var(--P);
      font-weight: 600
    }

    .bc a:hover {
      text-decoration: underline
    }

    .sub-hero h1 {
      font-size: clamp(1.35rem, 3.5vw, 1.95rem);
      font-weight: 700;
      letter-spacing: -.02em;
      margin-bottom: .55rem
    }

    .sub-hero>div>p {
      color: var(--mu);
      font-size: .95rem;
      max-width: 680px
    }

    /* ─── 2-COL LAYOUT ─── */
    .cw {
      max-width: 1180px;
      margin: 0 auto;
      padding: 2rem 1.5rem;
      display: grid;
      grid-template-columns: 1fr 290px;
      gap: 2rem;
      align-items: start
    }

    /* ─── ARTICLE ─── */
    .art {
      min-width: 0
    }

    .as {
      margin-bottom: 2rem
    }

    .as h2 {
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--P);
      margin-bottom: .85rem;
      padding-bottom: .38rem;
      border-bottom: 2px solid var(--S)
    }

    .as p {
      margin-bottom: .8rem;
      line-height: 1.7
    }

    .rl {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: .55rem
    }

    .rl li {
      display: flex;
      align-items: flex-start;
      gap: .65rem;
      padding: .75rem .9rem;
      background: var(--W);
      border-radius: var(--r10);
      border: 1.5px solid var(--bdr)
    }

    .rn {
      flex-shrink: 0;
      width: 24px;
      height: 24px;
      background: var(--P);
      color: #fff;
      border-radius: 50%;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: .72rem;
      display: flex;
      align-items: center;
      justify-content: center
    }

    .rl li div strong {
      display: block;
      font-size: .9rem;
      font-weight: 700;
      margin-bottom: .08rem
    }

    .rl li div p {
      margin: 0;
      font-size: .81rem;
      color: var(--mu)
    }

    .sl {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: .5rem
    }

    .sl li {
      display: flex;
      align-items: flex-start;
      gap: .65rem;
      padding: .8rem .95rem;
      background: var(--S);
      border-radius: var(--r10);
      border-left: 4px solid var(--P)
    }

    .sb {
      flex-shrink: 0;
      width: 23px;
      height: 23px;
      background: var(--P);
      color: #fff;
      border-radius: 50%;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: .72rem;
      display: flex;
      align-items: center;
      justify-content: center
    }

    .sl li div strong {
      display: block;
      font-size: .88rem;
      font-weight: 700;
      margin-bottom: .08rem
    }

    .sl li div p {
      margin: 0;
      font-size: .81rem;
      color: var(--mu)
    }

    .tg2 {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: .65rem
    }

    .tc {
      background: var(--W);
      border: 1.5px solid var(--bdr);
      border-top: 3px solid var(--A);
      border-radius: var(--r10);
      padding: .8rem .9rem
    }

    .tc strong {
      display: block;
      font-size: .86rem;
      font-weight: 700;
      margin-bottom: .18rem
    }

    .tc p {
      margin: 0;
      font-size: .79rem;
      color: var(--mu)
    }

    .cbox {
      background: var(--P);
      border-radius: var(--r16);
      padding: 1.5rem 1.3rem
    }

    .cbox p {
      color: rgba(255, 255, 255, .86);
      margin-bottom: 1rem
    }

    .btn-c {
      display: inline-block;
      background: var(--CTA);
      color: #fff;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: .88rem;
      padding: .65rem 1.5rem;
      border-radius: var(--r10);
      transition: background .13s
    }

    .btn-c:hover {
      background: var(--CTAd);
      text-decoration: none;
      color: #fff
    }

    /* ─── SIDEBAR ─── */
    .side {
      position: sticky;
      top: 72px
    }

    .ban {
      background: var(--W);
      border: 1.5px solid var(--bdr);
      border-radius: var(--r16);
      overflow: hidden;
      margin-bottom: 1rem;
      box-shadow: var(--sh1)
    }

    .ban-lbl {
      background: var(--bg);
      padding: .4rem .9rem;
      border-bottom: 1px solid var(--bdr);
      font-size: .68rem;
      color: var(--mu);
      text-transform: uppercase;
      letter-spacing: .07em;
      font-weight: 600
    }

    .ban-body {
      padding: .75rem
    }

    .ban-body img {
      border-radius: var(--r6)
    }

    .ic {
      background: var(--S);
      border: 1.5px solid var(--bdr);
      border-radius: var(--r16);
      padding: 1rem 1.1rem
    }

    .ic h4 {
      font-size: .9rem;
      font-weight: 700;
      margin-bottom: .6rem
    }

    .ic ul {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: .35rem
    }

    .ic li {
      display: flex;
      align-items: flex-start;
      gap: .4rem;
      font-size: .8rem
    }

    .ck {
      color: var(--A);
      font-weight: 700;
      flex-shrink: 0;
      margin-top: 2px
    }

    /* ─── WIDGET ─── */
    .ww {
      background: var(--S);
      border-top: 1.5px solid var(--bdr);
      padding: 2rem 1.5rem
    }

    .wi {
      max-width: 1180px;
      margin: 0 auto
    }

    .wlbl {
      font-size: .75rem;
      font-weight: 600;
      color: var(--P);
      text-transform: uppercase;
      letter-spacing: .08em;
      margin-bottom: .55rem
    }

    .wb {
      background: var(--W);
      border: 1.5px solid var(--bdr);
      border-radius: var(--r16);
      overflow: hidden;
      box-shadow: var(--sh1)
    }

    .wh {
      background: var(--P);
      padding: 1.25rem 1.75rem;
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: .9rem
    }

    .wh h3 {
      color: #fff;
      font-size: 1.15rem;
      font-weight: 700;
      margin-bottom: .18rem
    }

    .wh p {
      color: rgba(255, 255, 255, .75);
      font-size: .84rem;
      margin: 0
    }

    .sp {
      background: var(--CTA);
      color: #fff;
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: .92rem;
      padding: .45rem 1.1rem;
      border-radius: 100px;
      text-align: center;
      white-space: nowrap
    }

    .sp small {
      display: block;
      font-size: .67rem;
      font-weight: 400;
      opacity: .88
    }

    .we {
      padding: 1.5rem 1.75rem
    }

    .wd {
      padding: 0 1.75rem 1rem;
      font-size: .7rem;
      color: var(--mu);
      text-align: center
    }

    /* ─── INLINE NL (subpages) ─── */
    .sub-nl {
      background: var(--W);
      border-top: 1.5px solid var(--bdr);
      padding: 2.5rem 1.5rem
    }

    .sub-nl-inner {
      max-width: 800px;
      margin: 0 auto
    }

    .sub-nl-inner h2 {
      font-size: 1.5rem;
      font-weight: 700;
      margin-bottom: .75rem;
      letter-spacing: -.01em
    }

    .sub-nl-inner>p {
      color: var(--mu);
      font-size: .95rem;
      line-height: 1.7;
      margin-bottom: 1.5rem
    }

    /* ─── FOOTER ─── */
    footer {
      background: var(--tx);
      color: rgba(255, 255, 255, .65);
      padding: 2.25rem 1.5rem;
      font-size: .82rem
    }

    .fi {
      max-width: 1180px;
      margin: 0 auto
    }

    .ft {
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: .9rem;
      margin-bottom: 1.25rem;
      padding-bottom: 1.25rem;
      border-bottom: 1px solid rgba(255, 255, 255, .1)
    }

    .fl {
      font-family: 'Sora', sans-serif;
      font-weight: 700;
      font-size: 1rem;
      color: #fff
    }

    .fl em {
      font-style: normal;
      color: #7ef5e8
    }

    .flinks {
      display: flex;
      gap: 1.1rem;
      flex-wrap: wrap
    }

    .flinks a {
      color: rgba(255, 255, 255, .5);
      font-size: .8rem
    }

    .flinks a:hover {
      color: #fff;
      text-decoration: none
    }

    .fd {
      font-size: .71rem;
      color: rgba(255, 255, 255, .34);
      line-height: 1.65;
      margin-top: .65rem
    }

    /* Static pages (Impressum, Datenschutz) */
    .static-body {
      line-height: 1.75;
      color: var(--tx)
    }

    .static-body h2 {
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--P);
      margin: 2rem 0 .7rem;
      padding-bottom: .35rem;
      border-bottom: 2px solid var(--S)
    }

    .static-body h3 {
      font-size: 1rem;
      font-weight: 700;
      margin: 1.25rem 0 .4rem
    }

    .static-body p {
      margin-bottom: .9rem;
      font-size: .97rem
    }

    .static-body a {
      color: var(--P)
    }

    .static-body a:hover {
      text-decoration: underline
    }

    .static-body ul {
      padding-left: 1.4rem;
      margin: .5rem 0 1rem
    }

    .static-body li {
      margin-bottom: .5rem;
      font-size: .97rem
    }

    /* Contact page grid */
    .kontakt-grid {
      max-width: 1180px;
      margin: 0 auto;
      padding: 2.5rem 1.5rem;
      display: grid;
      grid-template-columns: 1fr 300px;
      gap: 2.5rem;
      align-items: start
    }

    .kontakt-info {
      background: var(--S);
      border: 1.5px solid var(--bdr);
      border-radius: var(--r16);
      padding: 1.5rem
    }

    @media(max-width:700px) {
      .kontakt-grid {
        grid-template-columns: 1fr;
        padding: 1.5rem 1rem
      }

      .kontakt-info {
        order: -1
      }
    }

    /* ─── RESPONSIVE ─── */
    @media(max-width:920px) {
      .cw {
        grid-template-columns: 1fr
      }

      .side {
        position: static
      }

      .tg2 {
        grid-template-columns: 1fr
      }

      .wh {
        flex-direction: column;
        align-items: flex-start
      }

      .we {
        padding: 1rem
      }

      .wd {
        padding: 0 1rem .9rem
      }
    }

    @media(max-width:760px) {
      .nl {
        display: none
      }

      .mob-btn {
        display: block
      }

      .hs {
        gap: 1.25rem
      }

      .hg {
        grid-template-columns: 1fr 1fr
      }
    }

    @media(max-width:760px) {
      .cg {
        grid-template-columns: repeat(2, 1fr)
      }
    }

    @media(max-width:480px) {

      .hg,
      .cg {
        grid-template-columns: 1fr
      }
    }
/* Modernisierte Oberfläche */
:root {
  --P: #166181;
  --Pd: #0b4e6d;
  --S: #eaf3f5;
  --A: #13b89a;
  --Ad: #078b77;
  --bg: #f4f7f8;
  --tx: #183143;
  --CTA: #ef7147;
  --CTAd: #d85c35;
  --bdr: #dce7e9;
  --r10: 12px;
  --r16: 20px;
  --sh1: 0 4px 18px rgba(13, 49, 66, .06);
  --sh2: 0 18px 46px rgba(13, 49, 66, .12);
}
body { letter-spacing: -.008em; }
:focus-visible { outline: 3px solid #ef7147; outline-offset: 3px; }
nav { box-shadow: 0 2px 18px rgba(13, 49, 66, .06); }
.ni { height: 72px; }
.logo-tx { letter-spacing: -.04em; }
.ni-btn { padding: .55rem .65rem; border-radius: 10px; font-size: .88rem; }
.dd { border: 1px solid var(--bdr); box-shadow: var(--sh2); border-radius: 16px; }
.dd a { border-radius: 7px; margin: 0 .3rem; }
.dd a[aria-current="page"], #mob a[aria-current="page"] { background: var(--S); color: var(--Pd); font-weight: 700; }
.mob-btn { min-width: 42px; min-height: 42px; border-radius: 12px; }
#mob { padding: .75rem 1rem 1.25rem; }
.mob-group { border-bottom: 1px solid var(--bdr); }
.mob-group summary { list-style: none; cursor: pointer; padding: .9rem .4rem; font-size: .92rem; font-weight: 700; color: var(--tx); display: flex; justify-content: space-between; align-items: center; }
.mob-group summary::-webkit-details-marker { display: none; }
.mob-group summary::after { content: '+'; font-size: 1.2rem; color: var(--P); font-weight: 400; }
.mob-group[open] summary::after { content: '−'; }
.mob-links { padding: 0 0 .65rem .5rem; }
#mob .mob-links a { border: 0; border-radius: 8px; padding: .5rem .75rem; font-size: .87rem; color: var(--tx); }
#mob .mob-links a:hover { background: var(--S); text-decoration: none; }

.hero { text-align: left; padding: clamp(4rem, 7vw, 7rem) 1.5rem; background: radial-gradient(circle at 76% 17%, rgba(31, 159, 159, .26), transparent 34%), linear-gradient(120deg, #0d293b, #123c50); }
.hero::before { width: 520px; height: 520px; top: -280px; right: -150px; background: transparent; border: 1px solid rgba(255,255,255,.08); }
.hero::after { width: 640px; height: 640px; bottom: -430px; left: -160px; background: transparent; border: 1px solid rgba(255,255,255,.07); }
.hero-inner { position: relative; z-index: 1; max-width: 1180px; margin: auto; display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(320px, .9fr); gap: clamp(2rem, 6vw, 6rem); align-items: center; }
.hi { max-width: 670px; margin: 0; }
.badge { background: rgba(27, 190, 164, .14); color: #91e5d4; border-color: rgba(125, 230, 209, .26); letter-spacing: .08em; padding: .45rem .8rem; }
.hero h1 { font-size: clamp(2.7rem, 4.2vw, 4.3rem); line-height: 1.08; letter-spacing: -.055em; margin: .55rem 0 1.3rem; }
.hero h1 em { color: #8de8d2; }
.hero .hi > p { margin: 0 0 2rem; max-width: 590px; color: #d3e1e7; font-size: clamp(1rem, 1.45vw, 1.13rem); line-height: 1.7; }
.btn-cta, .btn-c { box-shadow: 0 10px 24px rgba(239, 113, 71, .22); border-radius: 12px; }
.btn-cta { padding: .95rem 1.4rem; font-size: .95rem; }
.btn-cta span { margin-left: .65rem; }
.hs { justify-content: flex-start; gap: 2.5rem; margin-top: 2.7rem; }
.hs div { text-align: left; }
.hs strong { font-size: .93rem; }
.hs span { color: #adcad3; font-size: .78rem; }
.hero-visual { background: rgba(255,255,255,.97); color: var(--tx); border: 1px solid rgba(255,255,255,.34); border-radius: 26px; box-shadow: 0 30px 80px rgba(0, 18, 29, .24); overflow: hidden; transform: rotate(2deg); }
.visual-top { display: flex; align-items: center; gap: .65rem; padding: 1.15rem 1.35rem; border-bottom: 1px solid var(--bdr); font-size: .83rem; font-weight: 700; }
.visual-mark { display: grid; place-items: center; width: 27px; height: 27px; background: var(--S); color: var(--P); border-radius: 8px; }
.visual-dots { margin-left: auto; letter-spacing: 2px; color: #9aabb5; }
.visual-item { display: grid; grid-template-columns: 40px 1fr auto; gap: .9rem; align-items: center; margin: .7rem 1rem; padding: 1rem; border: 1px solid #e5edf0; border-radius: 14px; background: #fff; }
.visual-item:nth-of-type(3) { background: #f2faf8; border-color: #d9eeea; }
.visual-num { color: var(--P); font-size: .7rem; font-weight: 800; letter-spacing: .08em; }
.visual-item strong { display: block; font-size: .9rem; }
.visual-item small { display: block; color: var(--mu); font-size: .74rem; }
.visual-item > span:last-child { color: var(--A); }
.visual-foot { display: flex; align-items: center; gap: .5rem; padding: .9rem 1.5rem 1.2rem; color: var(--mu); font-size: .74rem; }
.visual-pulse { display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: var(--A); box-shadow: 0 0 0 4px #ddf7ee; }

section { padding: clamp(3.75rem, 6vw, 6rem) 1.5rem; }
.slbl { color: var(--Pd); font-weight: 800; letter-spacing: .12em; }
.stit { font-size: clamp(1.8rem, 3vw, 2.5rem); letter-spacing: -.04em; }
.ssub { max-width: 620px; font-size: 1rem; }
.cat-sec { background: var(--bg); }
.cg { gap: 1.25rem; }
.cc { background: #fff; border: 1px solid var(--bdr); padding: 1.65rem; box-shadow: var(--sh1); }
.cc::before { opacity: 1; height: 4px; }
.cc:hover { border-color: #b8d1d8; }
.ci { width: 52px; height: 52px; border-radius: 15px; }
.cc h3 { font-size: 1.13rem; }
.cc > p { font-size: .87rem; }
.subls a { padding: .34rem 0; font-size: .86rem; }
.how-sec { background: #fff; }
.hc, .ti { border: 1px solid var(--bdr); background: #fff; box-shadow: var(--sh1); border-radius: var(--r16); }
.trust-sec { background: #ecf4f5; }
.nl-sec, .sub-nl { background: #fff; }
.nl-box, .sub-nl-inner { border-radius: 24px; }

.sub-hero { background: linear-gradient(120deg, #f8fbfb, #eaf4f4); border-bottom: 1px solid var(--bdr); padding: 2.8rem 1.5rem 2.6rem; }
.sub-hero h1 { font-size: clamp(2rem, 3.8vw, 3.1rem); letter-spacing: -.045em; max-width: 850px; }
.sub-hero > div > p { font-size: 1.06rem; max-width: 760px; }
.cw { padding-top: 3rem; padding-bottom: 3.5rem; grid-template-columns: minmax(0, 1fr) 300px; }
.as { background: #fff; border: 1px solid var(--bdr); border-radius: var(--r16); padding: clamp(1.4rem, 3vw, 2rem); box-shadow: var(--sh1); }
.as h2 { color: var(--tx); border: 0; padding: 0; margin-bottom: 1.2rem; font-size: 1.28rem; letter-spacing: -.025em; }
.tg2 { gap: .85rem; }
.cbox { background: #123e52; }
.guide { padding: 1.8rem; margin-bottom: 2rem; background: #eaf5f4; border: 1px solid #c9e7e3; border-radius: var(--r16); }
.guide-head { margin-bottom: 1.1rem; }
.guide-eyebrow { display: block; margin-bottom: .25rem; color: var(--Pd); font-size: .73rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.guide h2 { font-size: 1.35rem; letter-spacing: -.025em; }
.guide-list { list-style: none; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: .6rem 1.4rem; }
.guide-list li { position: relative; padding-left: 1.45rem; font-size: .88rem; line-height: 1.5; }
.guide-list li::before { content: '✓'; position: absolute; left: 0; color: #078b77; font-weight: 800; }
.guide-example { margin-top: 1.3rem; padding: .85rem 1rem; border-left: 3px solid var(--A); background: #fff; border-radius: 0 10px 10px 0; color: #365362; font-size: .88rem; line-height: 1.6; }
.guide-note { margin-top: 1.35rem; padding-top: 1.25rem; border-top: 1px solid #c9e7e3; }
.guide-note strong { display: block; margin-bottom: .4rem; }
.guide-note p { color: #365362; font-size: .88rem; line-height: 1.65; margin-bottom: .65rem; }
.guide-note a { font-size: .84rem; font-weight: 700; }
.guide-note .guide-source { margin-bottom: 0; font-size: .81rem; }
.ban, .ic, .wb { border: 1px solid var(--bdr); box-shadow: var(--sh1); }
.ic { background: #fff; }
.ic p { color: var(--mu); font-size: .82rem; line-height: 1.6; }
.ww { background: #e9f3f3; }
.wh { background: #123e52; }
footer { background: #112b3a; }
.flinks a { color: #bfd0d7; }
.fd { color: #a9c1ca; }

@media (max-width: 920px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { max-width: 580px; transform: none; }
}
@media (max-width: 760px) {
  .ni { height: 64px; }
  .hero { padding: 4.1rem 1.25rem; }
  .hero h1 { font-size: clamp(2.45rem, 10vw, 3.75rem); }
  .hero-visual { display: none; }
  .hs { gap: 1.5rem; }
  .guide-list { grid-template-columns: 1fr; }
  .guide { padding: 1.3rem; }
}
@media (max-width: 480px) {
  .hero { padding: 3.5rem 1rem; }
  .badge { font-size: .65rem; }
  .hs { flex-direction: column; gap: .85rem; }
  .cc { padding: 1.3rem; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

.static-body { background: #fff; border: 1px solid var(--bdr); border-radius: var(--r16); padding: clamp(1.4rem, 3vw, 2.2rem); box-shadow: var(--sh1); }
.kontakt-info { background: #eaf5f4; border-color: #c9e7e3; }
#kontaktForm input:not([type="checkbox"]), #kontaktForm textarea { border-radius: 12px !important; border-color: var(--bdr) !important; background: #fff !important; }
#kontaktForm { scroll-margin-top: 88px; }
#kontaktForm input:focus, #kontaktForm textarea:focus { outline: 3px solid rgba(19, 184, 154, .23); outline-offset: 1px; }
#kontaktForm button { border-radius: 12px !important; box-shadow: 0 10px 24px rgba(239, 113, 71, .18); }
@media (max-width: 480px) { .static-body { padding: 1.2rem; } }

/* Versicherung: übersichtliches Menü statt langer Scrollliste */
.ni { position: relative; }
.ni-mega { position: static; }
.dd-mega {
  top: calc(100% + 4px);
  width: min(920px, calc(100vw - 2rem));
  max-height: none;
  overflow: visible;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  padding: 1.25rem;
}
.mega-col { min-width: 0; padding: 0 .7rem; border-left: 1px solid var(--bdr); }
.mega-col:first-child { border-left: 0; }
.mega-col .dd-head {
  border: 0;
  margin: 0 0 .55rem;
  padding: 0 .55rem;
  color: var(--Pd);
  font-size: .72rem;
}
.dd-mega a {
  margin: .12rem 0;
  padding: .48rem .55rem;
  font-size: .8rem;
  line-height: 1.35;
  overflow-wrap: anywhere;
}
@media (max-width: 980px), (max-height: 600px) {
  .nl { display: none; }
  .mob-btn { display: block; }
}

/* Klare Wege zum Partnerformular */
#vergleich { scroll-margin-top: 88px; }
#kat { scroll-margin-top: 72px; }
.article-actions { display: flex; align-items: center; margin-top: 2rem; }
.article-actions .btn-cta { padding: .75rem 1.2rem; font-size: .86rem; }
.guide-cta { display: inline-flex; align-items: center; gap: .5rem; margin-top: 1.25rem; color: var(--Pd); font-size: .9rem; font-weight: 800; text-decoration: underline; text-underline-offset: 4px; }
.guide-cta:hover { color: var(--P); }
.cta-note { display: block; margin-top: .65rem; color: #d3e6eb; font-size: .72rem; line-height: 1.5; }
.sp { background: #e6f5f1; color: #0a5a54; box-shadow: none; }
.sp small { opacity: .8; }
.widget-footer { display: grid; justify-items: center; gap: .75rem; padding: 0 1.75rem 1.25rem; text-align: center; }
.widget-fallback { display: grid; justify-items: center; gap: .15rem; width: min(100%, 720px); margin: 0 auto; padding: .85rem 1rem; border: 1px solid #c9e7e3; border-radius: 12px; background: #f2faf8; color: #365362; font-size: .84rem; text-align: center; }
.widget-fallback a { color: var(--Pd); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.widget-fallback small { color: var(--mu); font-size: .72rem; }
.widget-footer .wd { width: 100%; margin: 0; padding: 0; text-align: center; }
@media (max-width: 480px) {
  .article-actions .btn-cta { width: 100%; text-align: center; }
  .widget-footer { padding: 0 1rem 1rem; }
}

/* Unterseiten: mobile Regeln nach dem Desktop-Layout halten */
.art, .side, .static-body, .kontakt-info, .wb { min-width: 0; }
.we { min-width: 0; overflow-x: auto; -webkit-overflow-scrolling: touch; }
.we iframe { max-width: 100% !important; }
@media (max-width: 920px) {
  .cw, .kontakt-grid { grid-template-columns: minmax(0, 1fr); }
  .cw { gap: 1.5rem; }
  .side { position: static; }
  .kontakt-info { order: initial; }
}
@media (max-width: 600px) {
  .cw { padding: 1.5rem 1rem 2.5rem; }
  .kontakt-grid { padding: 1.5rem 1rem; }
  .sub-hero { padding: 2rem 1rem; }
  .as { padding: 1.25rem; }
  .wh { padding: 1.1rem 1rem; }
  .we { padding: 1rem; }
  .art, .static-body { overflow-wrap: anywhere; }
}

#kontaktForm .contact-recaptcha-note, #kontaktForm .contact-recaptcha-status { margin: 0; font-size: .82rem; line-height: 1.5; color: var(--mu); }
#kontaktForm .contact-recaptcha-note a { text-decoration: underline; text-underline-offset: 2px; }
#kontaktForm .contact-recaptcha-status:empty { display: none; }